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2021 Financial Holiday Gift Guide

December is a season for giving, and while there’s nothing wrong with boxes under the tree, wrapped in shiny paper with plaid bows, consider financial presents for your loved ones this year. A soft bathrobe or new video game is nice, but life insurance, savings accounts, and donations are the gifts that keep on giving—long after the holidays have passed.

1. Single Premium Youth Term Insurance

Instead of another toy or gadget that will sit on the shelf once the new and shiny has worn off, get the kids, grandkids, nieces, and nephews in your life the gift of protection with a Single Premium Youth Term life insurance policy. A Catholic United Youth Term Life policy purchased early in a child’s life:

  • Provides term protection at affordable rates
  • Can be converted to permanent insurance to age 30 without evidence of insurability
  • Gives young people the benefits of membership in Catholic United Financial, including eligibility for a Post-High School Tuition Scholarship
  • Provides a $15 donation to a Catholic school or religious education program.

Insuring a child early has advantages that can grow tremendously over time. The best part? You can get it on our website with just a few clicks right now! If you’re in need of a last-minute gift idea for the young person(s) in your life, visit www.catholicunitedfinancial.org/spyt-app to fill out the online application for Youth Term Life Insurance.

2. Saving Saints Certificate

It’s never too early to start the conversation about the value of saving, so why not kickstart a child’s account this Christmas? Catholic United Financial Credit Union offers a special Saving Saints Certificate just for young member savers under the age of 18. The minimum deposit for this savings certificate is $200 and savers can make additional deposits to this certificate at any time.  

For more information, call the Credit Union at (877) 871-8313 or visit their website at www.catholicunitedCU.org.

3. Donation to the Foundation

Tired of giving gifts, solely for the sake of giving gifts? Why not give to those in need! Donating to the Catholic United Financial Foundation is tax-deductible and supports efforts to strengthen the communities and causes that Catholics care about.

Contact the Foundation to learn more about these types of giving. When making a planned gift such as bequests, life insurance, and retirement plans, we can assist you with the proper execution of your type of gift.

You can send your tax-deductible gift to the following address:

Catholic United Financial Foundation
3499 Lexington Ave N
St. Paul, MN 55126

4. Catholic United Financial Logowear

Did you know that Catholic United has an online store that you can purchase products from? Show your support for our member-owned, not-for-profit financial services company with a Catholic United branded polo, cooler, mug, cribbage board, and much, much more! Visit the store at www.catholicunitedstore.com to view all products.

Now selling our 2022 Hometown Pride Calendar! >>

This past summer, members and friends of Catholic United submitted photos of their hometowns and why they are proud to live there. The proceeds of these calendar sales will be donated in support of the Foundation’s Priority Grants to help Catholic schools and parishes purchase educational technology and software. Get yours for only $15 and help a child with their education!

Get Your 2022 Calendar

 

Sweeten Your Holidays with a Little Extra Dough

Need a little help to cover costs that the holidays bring? Catholic United Financial Credit Union is here to help cover added expenses without relying on high-interest rate credit cards. Our Christmas Loan is a perfect short-term way to assist with additional holiday spending.

The Christmas Loan includes:

  • Borrowing up to $2,000
  • Rate is 6.99% APR*
  • 12-month term loan
  • Automatic loan payment required

Hurry, this offer expires on December 31, 2021. Don’t let the holidays break the bank this year—we’ve got you covered! Apply online today at www.catholicunitedCU.org or call (877) 871-8313.

From all of us at Catholic United Financial, we wish you a Merry Christmas and a happy and healthy New Year!

*Annual Percentage Rate (APR) is effective 11/1/2021. Rate is fixed for the term of the loan. Only one Christmas Loan per member, per year. Minimum credit score is 650. Maximum loan amount is $2,000. Loan terms is 12-months. Automatic payment is required. A $35 Loan Application Fee will be assessed on all approved loans. This loan cannot be used to pay off an existing CUFCU loan. Loan is subject to credit approval. The monthly payment on a $2,000 loan at 6.99% APR for 12-months is $173.04.

 

Catholic United Financial is not permitted to provide legal advice. Consult your personal legal advisor with any questions about your will, trusts or other legal documents.