Youth Term Life Insurance

Youth term insurance is all about the future: providing financial protection from unexpected loss and giving children guaranteed insurability for the future.

Sprout℠ Solutions youth term insurance accomplishes this and more with one simple application and payment.

Financial Benefits

  • Guarantee your child's insurability to age 30, no matter where life takes them*
  • Gain a conversion option to additional term insurance or a permanent policy later in life**
  • Complete a financial first step that will protect through childhood and beyond

Membership Benefits

  • Belong to a faith-directed, member-owned financial company that offers one-of-a-kind benefits for you and your faith community
  • Become eligible to apply for post-high school tuition scholarship to college, university, or diploma granting program.

How to Start

Cartoon mom with toddler child

Fill out the quote request for single premium youth term life insurance. It only takes seconds to get a quote.

Cartoon drawing of smartphone interaction

Approve the policy quote, complete the application and set up your payment method for a one-time premium.

A cartoon teen wearing a backpack

Once approved, the benefits of membership begin, including eligibility to apply for a one-time scholarship.

A Licensed Insurance Professional is Standing By to Help


Let’s do this together.

Catholic United Financial Sprout Solutions

Other SproutSM Solutions to Consider

Reward Checking

A high-interest rate checking account that pays you dividends just for using your account. Provided by Catholic United Financial Credit Union. Learn more.

Flexible Retirement Savings

Choose a flexible Individual Retirement Annuity (IRA). You choose the monthly payment — minimum $100 — and start saving at a guaranteed rate for life. Learn more.

*Parents must be beneficiaries. For children age 15 days to 17 years. Convertible to up to $100,000 of universal life insurance or whole life insurance coverage before expiration without further evidence of insurability. See Member Advisor for limits on total Youth Term coverage. Plan no: 21SPYT-1 .