Insuring your life is a selfless act of generosity that safeguards the people you love. Life insurance helps the people you love continue living without the financial pressures or income uncertainty caused by a death in the family. You don’t want the loss of your life to also mean the loss of their hopes and dreams, like attending college or checking off items on a bucket list. Life insurance helps people live.
Term life insurance offers affordable protection to meet short-term life insurance needs of today’s working families, and membership in a company that helps them align their finances with their faith.
Some people compare Term Life to renting versus buying a house. Term Life insurance offers you the guaranteed protection of life insurance for an agreed-upon length of time. When the contract is up, the protection ends and you walk away without any strings attached. However, if you’re ready to buy instead of “rent”, your Term Life policy can be converted to permanent insurance without providing proof of your current insurability.
Starting early offers a child advantages in education, sports, and music. Insuring a child early offers them advantages that multiply over time.
Universal Life combines the protection of permanent life insurance with the accumulation of cash value at current, competitive interest rates. Universal Life insurance is a wealth-building tool that can protect your income and grow in value at the same time. This type of permanent insurance provides security, growth and flexibility.
Flexibility – You can pay more or less than your scheduled premium payment, provided there is sufficient cash value to keep your policy in force. An adjustable death benefit also provides flexibility. Proof of insurability is required for face amount increases.
Security – The policy protects you for a lifetime.
Growth – The cash value portion of your policy, as long as adequate premium payments are made, provides you with steady, tax-deferred growth for the long term.
Whole Life is permanent life insurance that protects you, your family, your assets and your dreams.
Whole Life provides life insurance with guaranteed cash value, premium payment options and lifetime protection with a guaranteed death benefit. Beyond the protection of life insurance, Whole Life from Catholic United is an important asset and wealth-building tool
Forms 06L-1, 12SPWL-1, 06SGL‐1, 08UL-1, 06T-1, 08SPYT‐1