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There is a good chance you will live to age 70, 80, even 90 perhaps? Wouldn’t it be nice to have a product that lasts a lifetime, and know it’s there to take care of the ones you love when you’re gone? Whole life insurance may just be the financial option you’re looking for to provide stability, growth and security for a lifetime.

Whole Life Insurance
Count on a lifetime of benefits

  • Protection for life. It doesn’t expire (as long as you pay the premiums when they are due).
  • Guaranteed Death Benefit. The amount loves ones receive is guaranteed.
  • Level Payments (called premiums). The rate you pay for your policy will NEVER increase.
  • Build Cash Value. A portion of your premium builds cash value which you can borrow against.*
  • Dividend Eligible. Your policy could earn dividends based on our annual business performance.** Dividends could increase the policy's death benefit and cash value.

Is Whole Life Insurance right for you?

When making the decision you must weigh several factors such as:

Factor:
Cash Value

How attracted are you to the cash value aspect of Whole Life? You can borrow against the accumulated cash value for things like grandkids’ college tuition.

Factor:
Cash Value

How attracted are you to the cash value aspect of Whole Life? You can borrow against the accumulated cash value for things like grandkids’ college tuition.

Factor:
Financial Health

Can I afford the payments throughout my lifetime? Getting a personalized quote based on your individual situation is the first step in fitting the protection of whole life insurance into your family budget.

Factor:
Financial Health

Can I afford the payments throughout my lifetime? Getting a personalized quote based on your individual situation is the first step in fitting the protection of whole life insurance into your family budget.

Factor:
Physical Health

What are your chances for good health in later life? Whole life rates are based on your health today, not 30 years from now. Knowing your family medical history can be an important consideration.

Factor:
Physical Health

What are your chances for good health in later life? Whole life rates are based on your health today, not 30 years from now. Knowing your family medical history can be an important consideration.

Quick and Easy to Start

Set up an appointment
800-568-6670

 Contact us to schedule a date and time with your local rep that works for you.

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We give you the ability to express your faith in a company driven to be a visible leader in the Catholic communities we serve. Click here for more

Submit a Quote Request

Complete this confidential form to receive a personalized quote by email, mail or appointment.

Whole Life policies for seniors

Catholic United offers Senior Select Whole Life and Senior Select Single Premium Whole Life specifically for senior adults who need the protection of life insurance but may be beyond the age guidelines for other types of policies.

  • Perfect for final expense plans
  • Periodic premium and single premium payment options available
  • Permanent protection with a guaranteed death benefit
  • Income-tax free death benefit to beneficiaries

What whole life policies are available?

7-Pay Whole Life

Permanent insurance paid up in 7 years, with guaranteed death benefit and guaranteed cash value for a lifetime. Eligible to earn dividends. Policy loans available on this product. Minimum Face amount is $10,000.

20-Pay Whole Life

Permanent insurance paid up in 20 years, with guaranteed cash value and death benefits that last for life. Eligible to earn dividends. Policy loans available on this product. Minimum Face amount is $10,000.

Life Paid up at Age 100

Permanent insurance paid-up at age 95. Eligible to earn dividends. Policy loans available on this product. Minimum Face amount is $10,000.

Senior Select Whole Life

Designed for adults ages 50 to 85. Policy provides guaranteed death benefit and cash accumulation and, in most cases, does not require a detailed medical exam.

Single Premium Whole Life

A one-time premium provides a guaranteed cash value and a guaranteed death benefit. Leave an income tax-free benefit for the family you love, or the causes you care about.

Learn with us

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Become a member and become something more

Membership in Catholic United Financial starts after you purchase a product from us. Membership means aligning your finances to your faith, and:

  • Making our grants, scholarships and incentive programs possible
  • Encouraging volunteer work and training
  • Fundraising for Catholic parishes, schools and religious education programs
  • Participating in the business decisions of a company that is member-owned and operated
  • Bringing benefits to your local Catholic community

Forms 12SPWL-1, 06SGL-1, 06L-1. *Policy loans would reduce the cash value and death benefit. **Dividends are not guaranteed.