Whole Life Insurance

There is a good chance you will live to age 70, 80, even 90 perhaps? Wouldn’t it be nice to have a product that lasts a lifetime, and know it’s there to take care of the ones you love when you’re gone? Whole life insurance may just be the financial option you’re looking for to provide stability, growth and security for a lifetime.

Whole Life Insurance
Count on a lifetime of benefits

Protection for life. It doesn’t expire (as long as you pay the premiums when they are due).
Guaranteed Death Benefit. The amount loves ones receive is guaranteed.
Level Payments (called premiums). The rate you pay for your policy will NEVER increase.
Build Cash Value. A portion of your premium builds cash value which you can borrow against.*
Dividend Eligible. Your policy could earn dividends based on our annual business performance.** Dividends could increase the policy's death benefit and cash value.

Is Whole Life Insurance right for you?

When making the decision you must weigh several factors such as:

Factor:
Cash Value

How attracted are you to the cash value aspect of Whole Life? You can borrow against the accumulated cash value for things like grandkids’ college tuition.

Factor:
Cash Value

How attracted are you to the cash value aspect of Whole Life? You can borrow against the accumulated cash value for things like grandkids’ college tuition.

Factor:
Financial Health

Can I afford the payments throughout my lifetime? Getting a personalized quote based on your individual situation is the first step in fitting the protection of whole life insurance into your family budget.

Factor:
Financial Health

Factor:
Physical Health

What are your chances for good health in later life? Whole life rates are based on your health today, not 30 years from now. Knowing your family medical history can be an important consideration.

Factor:
Physical Health

What are your chances for good health in later life? Whole life rates are based on your health today, not 30 years from now. Knowing your family medical history can be an important consideration.

Quick and Easy to Start

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Submit a Quote Request

Complete this confidential form to receive a personalized quote by email, mail or appointment.

What whole life policies are available?

20-Pay Whole Life

Permanent insurance paid up in 20 years, with guaranteed cash value and death benefits that last for life. Eligible to earn dividends.

Value Life Whole Life

Value Life Insurance is a Whole Life Insurance plan that is straightforward, accumulates cash value, and is designed to fit within a variety of financial plans. Guaranteed level premiums so your payment never increases when premiums are paid on time.

Final Expense

Designed to help your family pay funeral and end-of-life expenses, Final Expense Whole Life has guaranteed acceptance for individuals from 50 to 80 years of age. Premiums are locked so your rate will never change, and no medical exam is needed at time of application.

Single Premium Whole Life

A one-time premium provides a guaranteed cash value and a guaranteed death benefit. Leave an income tax-free benefit for the family you love, or the causes you care about.

Learn with us

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Become a member and become something more

Membership in Catholic United Financial starts after you purchase a product from us. Membership means aligning your finances to your faith, and:

Making our grants, scholarships and incentive programs possible
Encouraging volunteer work and training
Fundraising for Catholic parishes, schools and religious education programs
Participating in the business decisions of a company that is member-owned and operated
Bringing benefits to your local Catholic community

Forms 12SPWL-1, 06SGL-1, 06L-1. *Policy loans would reduce the cash value and death benefit. **Dividends are not guaranteed.