Whole Life Insurance

Permanent life insurance that protects you, your family, your assets and your dreams
Catholic United Financial > Life Insurance > Whole Life Insurance

Beyond the protection of life insurance, Whole Life from Catholic United is an important asset and wealth-building tool.

Whole Life provides life insurance with guaranteed cash value, premium payment options and lifetime protection with a guaranteed death benefit.

The value of whole life insurance

  • Your policy is eligible to earn dividends depending on company performance
  • The cash value portion of the policy increases over time and provides you with tax-deferred growth
  • Policy loans are available
  • Single premium and periodic premium plans available
  • Permanent protection with a guaranteed death benefit
  • The purchase of a policy qualifies the new member to request a donation to their parish or Catholic school from the R.E.new Fund for Catholic Religious Education

How do I get started?

Contact your local Sales Representative to have a conversation on the type and amount of life insurance that’s right for your situation. Your local rep can also provide you with a personalized quote.

Whole Life policies for seniors

Catholic United offers Senior Select Whole Life and Senior Select Single Premium Whole Life specifically for senior adults who need the protection of life insurance but may be beyond the age guidelines for other types of policies.

  • Perfect for final expense plans
  • Periodic premium and single premium payment options available
  • Permanent protection with a guaranteed death benefit
  • Income-tax free death benefit to beneficiaries

What whole life policies are available?

7-Pay Whole Life

Permanent insurance paid up in 7 years, with guaranteed death benefit and guaranteed cash value for a lifetime. Eligible to earn dividends. Policy loans available on this product.

20-Pay Whole Life

Permanent insurance paid up in 20 years, with guaranteed cash value and death benefits that last for life. Eligible to earn dividends. Policy loans available on this product.

Life Paid up at Age 95

Permanent insurance paid-up at age 95. Eligible to earn dividends. Policy loans available on this product.

Senior Select Whole Life

Designed for adults ages 50 to 85. Policy provides guaranteed death benefit and cash accumulation and, in most cases, does not require a detailed medical exam.

Single Premium Whole Life

A one-time premium provides a guaranteed cash value and a guaranteed death benefit. Leave an income tax-free benefit for the family you love, or the causes you care about.

Become a member and become something more

Membership in Catholic United Financial starts after you purchase a product from us. Membership means aligning your finances to your faith, and:

  • Making our grants, scholarships and incentive programs possible
  • Encouraging volunteer work and training
  • Fundraising for Catholic parishes, schools and religious education programs
  • Participating in the business decisions of a company that is member-owned and operated
  • Bringing benefits to your local Catholic community

Forms 12SPWL-1, 06SGL-1, 06L-1