Universal Life insurance

A wealth-building tool that can protect your income and grow in value at the same time

Owning a Universal Life insurance policy makes a strong addition to your financial plan, while providing flexibility as your life changes.

A Universal Life insurance policy combines the protection of permanent life insurance with the accumulation of cash value at current, competitive interest rates. This type of permanent insurance provides security, growth and flexibility for children to senior adults.

Security, growth and flexibility

Security – Protection for your entire lifetime. Guaranteed by Catholic United Financial.

Growth – The cash value portion of your universal life insurance policy, as long as adequate premium payments are made, provides you with steady, tax-deferred growth for the long term.

Flexibility – You can pay more or less than your scheduled premium payment, provided there is sufficient cash value to keep your policy in force. An adjustable death benefit also provides flexibility.1

What are the benefits of a Universal Life Insurance policy?
  • Permanent insurance protection for life
  • Guaranteed death benefit - income tax free
  • Tax-deferred cash accumulation
  • Flexible premium payments
  • Adjustable death benefit*
  • Guaranteed minimum interest rate on policy fund
  • Competitive current interest rate
  • Fund withdrawals and policy loans
  • Optional riders**

Learn with us

Financial education with a Catholic focus

Building Financial Confidence for Young Families Through Life Insurance

Starting a family brings joy and many first-time experiences. With every milestone comes new responsibilities. Between busy schedules and big dreams, it’s easy to put off thoughts of doing more to protect your family’s financial future.
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Rhonda found she lacked life insurance coverage. Final Expense Whole Life Insurance helped her plan ahead.

Final Expense Life Insurance – It’s About Peace of Mind

When is a good time to consider final expense life insurance? After her retirement, Rhonda decided to review her options and find out.
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What is your life insurance love language?

It's said that love isn't an emotion but is instead "affection put into action in thought, word and deed."
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Become a member and become something more

Membership in Catholic United Financial starts after you purchase a product from us. Membership means aligning your finances to your faith, and:

  • Making our grants, scholarships and incentive programs possible
  • Encouraging volunteer work and training
  • Fundraising for Catholic parishes, schools and religious education programs
  • Participating in the business decisions of a company that is member-owned and operated
  • Bringing benefits to your local Catholic community

*Proof of insurability required for face amount increases. **Additional premium required.