Youth Life Insurance

Insuring a child early offers them advantages that multiply over time
Catholic United Financial > Life Insurance > Youth Life Insurance

Lock in your child's insurability

Insuring a child early provides advantages that could last a lifetime. Catholic United offers several life insurance products that give families security, insurability and wealth building opportunities. Ownership means membership in our financial cooperative, which includes giving a child eligibility to apply for a post-high school tuition scholarship at college time. 

Single premium youth term insurance can provide children with scholarship eligibility and other lifelong benefits 

Children Ages 0-6

Single Premium Youth Term Life Insurance*
$190one-time
  • $10,000 life insurance policy face amount
  • Coverage lasts until age 30
  • Guaranteed convertible to $50,000 of term or permanent insurance
  • Makes children eligible to apply for up to $500 in scholarship benefits
Sign up now

Children Ages 7-12

Single Premium Youth Term Life Insurance*
$210one-time
  • $10,000 life insurance policy face amount
  • Coverage lasts until age 30
  • Guaranteed convertible to $50,000 of term or permanent insurance
  • Makes children eligible to apply for up to $500 in scholarship benefits
Sign Up Now
A young teenager needs the guaranteed insurability that single premium youth term life insurance provides.

Children Ages 13-17

Single Premium Youth Term Life Insurance*
$230one-time
  • $10,000 life insurance policy face amount
  • Coverage lasts until age 30
  • Guaranteed convertible to $50,000 of term or permanent insurance
  • Makes children eligible to apply for up to $500 in scholarship benefits
Sign Up Now

Children Ages 0-6

Single Premium Youth Term Life Insurance*
$300one-time
  • $25,000 life insurance policy face amount
  • Coverage lasts until age 30
  • Guaranteed convertible to $50,000 of term or permanent insurance
  • Makes children eligible to apply for up to $500 in scholarship benefits
Sign up now

Children Ages 7-12

Single Premium Youth Term Life Insurance*
$350one-time
  • $25,000 life insurance policy face amount
  • Coverage lasts until age 30
  • Guaranteed convertible to $50,000 of term or permanent insurance
  • Makes children eligible to apply for up to $500 in scholarship benefits
Sign Up Now

Children Ages 13-17

Single Premium Youth Term Life Insurance*
$400one-time
  • $25,000 life insurance policy face amount
  • Coverage lasts until age 30
  • Guaranteed convertible to $50,000 of term or permanent insurance
  • Makes children eligible to apply for up to $500 in scholarship benefits
Sign Up Now

How do I get started?

Contact your local Sales Representative to have a conversation on the type and amount of life insurance that’s right for your situation. Your local rep can also provide you with a personalized quote.

What other life insurance options are available?

  • Single Premium Youth Term Life
  • Periodic Premium Youth Term Life
  • Youth Term Special Benefit*
  • Family Protection Term Life
  • Whole Life Insurance
  • Universal Life Insurance

Help for educational goals

We want to help our members achieve their college and career goals. Since 1955, we’ve given more than $3 million in scholarship dollars!

For members of any age seeking to learn a trade, earn a certification or complete a college degree, Catholic United is here to help. Our Post-High School Tuition Scholarship program gives our members tuition assistance for their educational goals.

Insuring a child is a wonderful way to make them eligible to apply for our scholarship when college time comes around.

Financial relief at a time of great loss

Unexpected funeral expenses add to the extreme pain of the loss of a child. Catholic United Financial encourages Catholics to consider purchasing Youth Life Insurance for their children and grandchildren to ease any outstanding financial concerns. The death benefit from a Youth Term Life policy can also factor into financial situations such as:

  • Unpaid medical or dental bills
  • Remaining balances on students loans, or loans cosigned by parents
  • Legal bills or court costs
  • Loss of salary due to work absence to care for family members
  • Establishment of scholarships, memorial funds or charitable gifts in the name of a child

Become a member and become something more

Membership in Catholic United Financial starts after you purchase a product from us. Membership means aligning your finances to your faith, and:

  • Making our grants, scholarships and incentive programs possible
  • Encouraging volunteer work and training
  • Fundraising for Catholic parishes, schools and religious education programs
  • Participating in the business decisions of a company that is member-owned and operated
  • Bringing benefits to your local Catholic community

*Parents must be beneficiaries. Convertible to up to $50,000 in permanent coverage before expiration without further evidence of insurability. See sales representative for limits on total Youth Term coverage. Forms 08YT-1 & 08SPYT-1. Youth Term Special benefit: Parent of proposed insured has or is applying for at least $25,000 of Permanent Life coverage with Catholic United.