Whole life insurance may just be the financial option you’re looking for to provide stability, growth and security for a lifetime.
Permanent insurance paid up in 20 years, with guaranteed cash value and death benefits that last for life. Eligible to earn dividends. Includes the Living Benefit Rider.
Value Life Insurance is a Whole Life Insurance plan that is straightforward, accumulates cash value, and is designed to fit within a variety of financial plans. Guaranteed level premiums so your payment never increases when premiums are paid on time. Includes the Living Benefit Rider.
Designed to help your family pay funeral and end-of-life expenses, Final Expense Whole Life has guaranteed acceptance for individuals from 50 to 80 years of age. Premiums are locked, so your rate will never change, and no medical exam is needed at the time of application.
A one-time premium provides a guaranteed cash value and a guaranteed death benefit. Leave an income tax-free benefit for the family you love, or the causes you care about. Includes the Living Benefit Rider.
Membership in Catholic United Financial starts after you purchase a product from us. Membership means aligning your finances to your faith, and:
Single Premium Whole Life Insurance is considered a Modified Endowment Contract (MEC). As such, any distributions, including loans, may be taxable if there is a taxable gain in the contract, and must be reported as taxable income. In addition, distributions that occur prior to age 59½ may be subject to a 10% tax penalty. Therefore, it is important that Single Premium Whole Life Insurance is purchased with assets that you are reasonably confident will not be needed in the future. • Dividends are not guaranteed. • Loans will reduce cash values and death benefit. Loans are subject to a maximum effective interest rate charge of 8.0%, which if not paid is added to the loan debt. The policy will terminate if the loan debt equals or exceeds the cash value.
Single Premium Whole Life Insurance ICC19 SPWL; ICC19 SPWL SPN; 2021 SPWL FL and 2021 SPWL FL SPN. 15-0061-05/25.
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Whole Life Insurance ICC19 WL 2; ICC19 WL 2 SPN; 2021 WL 2 FL and 2021 WL 2 FL SPN. 15-0063-05/25
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Graded Benefit Whole Life Insurance ICC16 GBWL; ICC16 GBWL SPN; GBWL 2020 FL & GBWL 2020 FL SPN. 15-0065-05/25
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20 Pay Whole Life Insurance ICC19 WL 2; ICC19 WL 2 SPN; 2021 WL 2 FL and 2021 WL 2 FL SPN. Term Life Insurance Rider ICC20 TRM RDR1; ICC20 TRM RDR1 SPN; 2020 TRM RDR1 FL and 2020 TRM RDR1 FL SPN. 15-0064-05/25
Like all life insurance, these policies have exclusions, limitations, reduction of benefits, and terms under which the contract may be continued in force or discontinued. For costs and complete details of coverage, contact your Member Advisor or call 1-800-568-6670.