Quote Cart

Your cart is empty. Click here to start a new quote.
Life Quote for John

Get Connected

  • Find your local Sales Representative

Get Informed

Catholic United is ready to help people at
different stages achieve their financial goals.

 

My Life Stage

Life Insurance

Term Life
Youth Term Life
Universal Life
ULT Combo Life
Charitable Life
Whole Life

Other Insurance

Long Term Care Insurance
(sold through our LLC partnership)

Why do I need life insurance?

Life insurance is about love. A life insurance policy guarantees
that the most important people to you will be provided for if you
are no longer there.

 

Life insurance:

  • protects your way of life
  • can replace lost income when a loved one passes
  • can be the foundation of a family financial plan
  • More...

When do life insurance needs change?

  • Family change such as birth, death or divorce
  • A change of employment or career
  • After a major purchase, like buying a home or business
  • A child moving out or going off to college

What else can life insurance do for me?

  • help pay for your final expenses
  • protect your assets
  • make a charitable gift
  • build wealth and save on taxes

Life Insurance Calculator

Estimate how much life insurance you need

 

 

Life Insurance Calculator

 

Unite and Grow with us

We can help you create a financial plan that reflects
your Catholic values.

 

Download a sample of our Unite and Grow Factfinder
booklet
to see how we can help you organize your assets
and get a better sense of your overall financial picture.

 

Your retirement

Our annuities and IRAs can complement
your existing retirement plan

Financial ideas to complement
your existing plan

  • Is your budget tight, but you still need to care
    for loved ones?
  • Want the best of both worlds -- insurance protection
    and income growth?
  • Worried about missing out on higher rates by
    locking into CDs or money market funds?
  • Want to make a loving financial gift, but retain
    some control?

Read our answers to these questions

 

Catholic United Financial exists to support the Roman Catholic Church in extending the Faith, especially by commending and encouraging Catholic schools and religious education

 

Read about our commitment to this mission

Watch video

Our next event is Oct. 2, 2016 in Yankton, SD

Find your local volunteer leader by zip code

Community Engagement

Catholic United has service and fundraising programs that appeal to volunteers seeking different levels of commitment, from one hour of casual service on a weekend, to leading a local volunteer group. Learn more about transforming profits into purpose:

Login to Isidore Here

Your Account

SecureView Button

Create an online account to view your
product information
 

View and download forms needed
to manage your accounts and products

 

Visit the Member Center

for more details and links

Start your claim

Our Claims Department is ready
to assist you with the claims process.

 

Click here to report a death or to connect
to information on how to start a claim.

 

See a list of
Upcoming Events

Giving to Catholic dioceses in the Upper Midwest

Click on the map to see how much we've given to your diocese

As a member, you will have the ability
to multiply your generosity

Generosity is a virtue, and we at Catholic United Financial help our members multiply their generous gifts into something even greater.

 

Practicing Generosity

As a company, we're committed to giving back to the Catholic community. Partner with us and see your own generosity grow.

Back to the Foundation Blog
01
Aug

Young couple plan for an exceptional gift

Posted by


Tags: foundation, blog,
 

This article originally appeared in the July-August 2013 edition of Our Catholic Journey, the official publication of Catholic United Financial.

 

For a young family, planning the next week's budget is often tough enough, to say nothing of supporting charitable organizations that are important to them. Planning for the future can be overwhelming to young parents. The many milestones and expenses that they will face, including mortgages, car payments, school tuition, braces for teeth and much more, will compete for every dime. While some still give to charitable causes as their finances allow, most put off significant giving until much later in life.

Then there are families like the Jaegers.

Kyle and Kalene Jaeger are an exceptional young couple. They are the proud parents of three-year-old Philip, and five-month-old Henry. Even though Kyle and Kalene have a lot to plan for in their future, they have already provided a future gift of $250,000 in support of the Newman Center at North Dakota State University (NDSU), the First Choice Clinic, a pro-life ministry, and other charitable organizations. They believe that God calls them to tithe, and they trust Him to guide their financial decision-making. They also believe that their plans will allow them to provide for their growing family and for their charitable goals. How can a normal family with day-to-day jobs and two kids afford such a sizeable gift? By leveraging the gift of charitable life insurance.

"For only $80 a month, or $960 a year, the Jaegers' estate will provide $250,000 to the charitable organizations they are most passionate about. If they saved that amount each year in a piggy bank, it would take almost 261 years to reach their goal of $250,000."

As part of their tithing, they donate $80 per month to the Catholic United Financial Foundation. This tax-deductible monthly gift pays the premium on their charitable life insurance policy. For only $80 a month, or $960 a year, the Jaegers' estate will provide $250,000 to the charitable organizations they are most passionate about. If they saved that amount each year in a piggy bank, it would take almost 261 years to reach their goal of $250,000. The gift of life insurance provides them the leverage to substantially increase the power of their monthly donation without taking from the estate they will leave to their children.

Kyle and Kalene are committed to supporting these and other charities because of their values and the importance these organizations have had in their lives. For example, when they were in college, they relied on the faith and fellowship offered by the Newman Center at NDSU to help them build and strengthen their faith. Kyle truly understands the need for strong local Catholic ministries on college campuses. He currently serves as the Development Director of the Minnesota State University – Mankato Newman Center. He is helping the local Catholic community secure $4.5 million to build a new Newman Center and Church on the Mankato Campus to serve an estimated 5,000 Catholic students at the university. Research has shown that having a Newman Center on a campus helps to strengthen the faith of the Catholic students at a pivotal time in their lives.

The "coins of our lives" that we give away to support our faith and aid others are truly what will help define our lives and our legacies. The Jaegers are using a small monthly gift to ensure a meaningful and significant legacy remains from their time on earth. They are accomplishing this while still providing for the current and future needs of their family.

If you would like to learn more about how you can leverage life insurance to make your future charitable legacy while making sure your estate is available to your family, contact me at rheuermann@catholicunited.org or your Catholic United Financial Sales Representative. If you are interested in receiving more information about the MSU-Mankato Newman Center, you can contact Kyle Jaeger directly at kyle.jaeger@mnsu.edu.

Don't wait until it's too late for you to ensure that your legacy will remain. Many people with the best intentions think they have plenty of time to plan for their future estate goals. Unfortunately, when they realize they waited too long to put their plans on paper, the chance is lost forever. Remember what Winston Churchill said, "We make a living by what we get, but we make a life by what we give."

 

Copyright 2013 Catholic United Financial. No portion may be reproduced in any type of media without the express written consent of Catholic United Financial.

Share:

comments powered by Disqus