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Catholic United is ready to help people at
different stages achieve their financial goals.

 

My Life Stage

Life Insurance

Term Life
Youth Term Life
Universal Life
ULT Combo Life
Charitable Life
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Other Insurance

Long Term Care Insurance
(sold through our LLC partnership)

Why do I need life insurance?

Life insurance is about love. A life insurance policy guarantees
that the most important people to you will be provided for if you
are no longer there.

 

Life insurance:

  • protects your way of life
  • can replace lost income when a loved one passes
  • can be the foundation of a family financial plan
  • More...

When do life insurance needs change?

  • Family change such as birth, death or divorce
  • A change of employment or career
  • After a major purchase, like buying a home or business
  • A child moving out or going off to college

What else can life insurance do for me?

  • help pay for your final expenses
  • protect your assets
  • make a charitable gift
  • build wealth and save on taxes

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Unite and Grow with us

We can help you create a financial plan that reflects
your Catholic values.

 

Download a sample of our Unite and Grow Factfinder
booklet
to see how we can help you organize your assets
and get a better sense of your overall financial picture.

 

Your retirement

Our annuities and IRAs can complement
your existing retirement plan

Financial ideas to complement
your existing plan

  • Is your budget tight, but you still need to care
    for loved ones?
  • Want the best of both worlds -- insurance protection
    and income growth?
  • Worried about missing out on higher rates by
    locking into CDs or money market funds?
  • Want to make a loving financial gift, but retain
    some control?

Read our answers to these questions

Upcoming Seminars

Hinckley, MN - June 19 - St. Patrick's Parish

Pine City, MN - June 19 - Immaculate Conception Parish

McGregor, MN - June 22 - Holy Family Parish

Laona, WI - June 25 - St. Leonard Parish

Medford, WI - June 25 - Holy Rosary Parish

 

 

Catholic United Financial exists to support the Roman Catholic Church in extending the Faith, especially by commending and encouraging Catholic schools and religious education

 

Read about our commitment to this mission

Watch video

Our next event is Oct. 2, 2016 in Yankton, SD

Find your local volunteer leader by zip code

Community Engagement

Catholic United has service and fundraising programs that appeal to volunteers seeking different levels of commitment, from one hour of casual service on a weekend, to leading a local volunteer group. Learn more about transforming profits into purpose:

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Giving to Catholic dioceses in the Upper Midwest

Click on the map to see how much we've given to your diocese

As a member, you will have the ability
to multiply your generosity

Generosity is a virtue, and we at Catholic United Financial help our members multiply their generous gifts into something even greater.

 

Practicing Generosity

As a company, we're committed to giving back to the Catholic community. Partner with us and see your own generosity grow.

View More Posts in the John Tetzloff Blog
25
Jan

Be generous with your time, your resources and your communication

Tomorrow's gifts can be planned for today

Posted by John Tetzloff, Advanced Case Specialist


There are many ways we can be “generous”. Two ways we can be generous in our lives is with our treasure and with the proper disposition of those treasures upon our death.

When we speak about being generous with our treasure we often relate that to charitable giving. Giving back to our charities, especially our Catholic charities is an excellent way to thank God for the gifts with which he has blessed us. While this is the most important reason to give of our treasure, the tax advantages that properly planned charitable giving can provide are also important to consider. It is vitally important to understand the options available that can provide gifts to charities as well as maximize those tax advantages.

In the past, an individual received a tax advantage simply by leaving a certain percentage or dollar amount of an estate to their favorite charities at death. Due to the increase in estate tax exempt amounts, many have lost the advantage of leaving assets to charity through their will or trust. Also, by leaving those assets until death, there is really no guarantee those assets will be available upon death.

Therefore, many of our charitable strategies need to be implemented now to receive current tax advantages. Even if we wish to create a legacy gift (those gifts that are distributed upon death) we can better enjoy those tax advantages, and guarantee the gift will be made, by putting a plan into place today.

"Due to the increase in estate tax exempt amounts, many have lost the advantage of leaving assets to charity through their will or trust."


Being generous to charities in the best ways possible also allows us to provide for our heirs and families. This generosity of proper communication and planning with your heirs will provide better understanding of what you want as well as give them a piece of mind with their inheritance and what to expect and what is expected of them. For example, if we use IRA distributions to provide for our charities, we not only can create current tax advantages but also free up non-taxable assets for our heirs. Knowing which assets to use to balance the charitable and personal inheritance will not only provide understanding but ultimately save money, time, and frustration for your heirs.

Being generous can come in many forms. Understanding your options can be the first step in becoming more generous with your time, talent, and treasure.

As always, if you want assistance or have questions about estate planning please contact your local Sales Representative and they can provide the tools and information needed to get started on creating or updating your plans.

May God bless you and your families.

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